Payments5 min2026-04-28
How Zero-Fee POS Programs Work in Texas
Learn how cash discount programs reduce or eliminate processing fees for Texas merchants.
The basics
Zero-fee programs apply a compliant card price while keeping a posted cash price. This offsets processing costs.
Transparency is key
Clear signage and receipt disclosure help keep your customers informed and your program compliant.
Is it right for you?
If card volume is high and margins are tight, a zero-fee program can be a strong fit.
Need help choosing hardware?
We help Texas businesses match the right POS, terminals, and pricing program to their goals.